We arrange equipment financing for deals in the 6% and above range. Typically, we excel in doing deals that banks will not do because of the leverage, past credit, or other reasons. Credit is not running, and approvals are given based on the quality of financials and assets.
Loan amounts are as low as $15K and as much as $100MM+
** Industries served: Manufacturing & Industrial, Construction, Rail, Mining, Trucking, Oil & Gas, Marine, Aviation, Logging & Forestry, Buses, IT/Software, POS Systems, Medical, Food & Beverage
Line of Credit
● Credit lines up to $3MM
● Same day approval
● Draw on the line anytime
● Pay only what you have drawn on
● Min. annual revenue: $300K
● Min. 1 year in business
● Min. FICO: 650
● Business acquisition – business, franchise or professional practice; loans up to $5 million
● Machinery & Equipment – purchase or refinance; loans up to $5 million
● Start-up – franchised businesses, such as restaurants and hotels; loans up to $5 million
● Business acquisition – up to 80% financing, up to 10 years, no prepayment penalty
● Commercial Real Estate – up to 100% for owner-occupied properties and tenants who want financing to purchase their space.
● Broad Business Types: No restricted industry list. We welcome all “For-Profit” businesses. From traditional retail stores to online and home-based businesses, The KPC Group can arrange to fund for them all. The business must be opened for 90+ days with an active business bank account and the owner must simply have a valid FICO return.
● Funding based on affordability; with lower monthly payments and longer terms, businesses can typically afford higher loans. Loan sizes range from $3,500 to $250,000. We count all business income from credit card transactions, cash and check transactions.
● Affordable Payments: Loan terms from 24 to 120 months make the monthly payment affordable. With fixed monthly ACH payments, borrowers no longer have to worry about daily re-payment schedules. No Pre-Payment Penalties: Businesses can pay off as soon as they’d like, allowing them to save on interest and renew faster.
● Same Day Funding: Best of all, these loans can be funded in as soon as 2 hours!
● Funding amounts from $15K – $350K
● Funding in as little as 24-48 hours
● Terms from 6 – 24 months
● Fixed and variable weekly payments available
● No prepayment penalty
● 6% Early Payment Discount
● Renewal options available as early as 45% remitted
● Concurrent options also available